SmartQuote.com is committed to protecting your
privacy and developing technology that gives you the most powerful and safe
online experience. This Statement of Privacy applies to the SmartQuote.com
Web site and governs data collection and usage. By using the SmartQuote.com
website, you consent to the data practices described in this statement.
Collection of your Personal Information
SmartQuote.com collects personally identifiable information, such as your
e-mail address, name, home or work address or telephone number.
SmartQuote.com also collects anonymous demographic information, which is not
unique to you, such as your ZIP code, age, gender, preferences, interests
There is also information about your computer hardware and software that is
automatically collected by SmartQuote.com. This information can include:
your IP address, browser type, domain names, access times and referring Web
site addresses. This information is used by SmartQuote.com for the operation
of the service, to maintain quality of the service, and to provide general
statistics regarding use of the SmartQuote.com Web site.
Please keep in mind that if you directly disclose personally identifiable
information or personally sensitive data through SmartQuote.com public
message boards, this information may be collected and used by others. Note:
SmartQuote.com does not read any of your private online communications.
SmartQuote.com encourages you to review the privacy statements of Web sites
you choose to link to from SmartQuote.com so that you can understand how
those Web sites collect, use and share your information. SmartQuote.com is
not responsible for the privacy statements or other content on Web sites
outside of the SmartQuote.com and SmartQuote.com family of Web sites.
Use of your Personal Information
SmartQuote.com will contact you by email if you have opted in to
our email newsletter via our online form.
By submitting your
information to SmartQuote.com you authorize five lenders from our
Approved Lender Network to contact you with their best mortgage
offers, by phone or email, even if you have listed yourself on any
state or federal Do-Not-Call List.
SmartQuote.com collects and uses your personal information to operate the
SmartQuote.com Web site and deliver the services you have requested.
SmartQuote.com also uses your personally identifiable information to inform
you of other products or services available from SmartQuote.com and its
affiliates. SmartQuote.com may also contact you via surveys to conduct
research about your opinion of current services or of potential new services
that may be offered.
SmartQuote.com does not sell, rent or lease its customer lists to third
parties. SmartQuote.com may, from time to time, contact you on behalf of
external business partners about a particular offering that may be of
interest to you. In those cases, your unique personally identifiable
information (e-mail, name, address, telephone number) is not transferred to
the third party. In addition, SmartQuote.com may share data with trusted
partners to help us perform statistical analysis, send you email or postal
mail, provide customer support, or arrange for deliveries. All such third
parties are prohibited from using your personal information except to
provide these services to SmartQuote.com, and they are required to maintain
the confidentiality of your information.
SmartQuote.com does not use or disclose sensitive personal information, such
as race, religion, or political affiliations, without your explicit consent.
SmartQuote.com keeps track of the Web sites and pages our customers visit
within SmartQuote.com, in order to determine what SmartQuote.com services
are the most popular. This data is used to deliver customized content and
advertising within SmartQuote.com to customers whose behavior indicates that
they are interested in a particular subject area.
SmartQuote.com Web sites will disclose your personal information, without
notice, only if required to do so by law or in the good faith belief that
such action is necessary to: (a) conform to the edicts of the law or comply
with legal process served on SmartQuote.com or the site; (b) protect and
defend the rights or property of SmartQuote.com; and, (c) act under exigent
circumstances to protect the personal safety of users of SmartQuote.com, or
The SmartQuote.com Web site use "cookies" to help you personalize your
online experience. A cookie is a text file that is placed on your hard disk
by a Web page server. Cookies cannot be used to run programs or deliver
viruses to your computer. Cookies are uniquely assigned to you, and can only
be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature
to save you time. The purpose of a cookie is to tell the Web server that you
have returned to a specific page. For example, if you personalize
SmartQuote.com pages, or register with SmartQuote.com site or services, a
cookie helps SmartQuote.com to recall your specific information on
subsequent visits. This simplifies the process of recording your personal
information, such as billing addresses, shipping addresses, and so on. When
you return to the same SmartQuote.com Web site, the information you
previously provided can be retrieved, so you can easily use the
SmartQuote.com features that you customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your browser
setting to decline cookies if you prefer. If you choose to decline cookies,
you may not be able to fully experience the interactive features of the
SmartQuote.com services or Web sites you visit.
Security of your Personal Information
SmartQuote.com secures your personal information from unauthorized access,
use or disclosure. SmartQuote.com secures the personally identifiable
information you provide on computer servers in a controlled, secure
environment, protected from unauthorized access, use or disclosure. When
personal information (such as a credit card number) is transmitted to other
Web sites, it is protected through the use of encryption, such as the Secure
Socket Layer (SSL) protocol.
Changes to this Statement
SmartQuote.com will occasionally update this Statement of Privacy to reflect
company and customer feedback. SmartQuote.com encourages you to periodically
review this Statement to be informed of how SmartQuote.com is protecting
SmartQuote.com welcomes your comments regarding this Statement of Privacy.
If you believe that SmartQuote.com has not adhered to this Statement, please
contact SmartQuote.com at
info@SmartQuote.com. We will use commercially reasonable efforts to
promptly determine and remedy the problem.